• Evaluating Your Wants and Needs as a Homebuyer Matters More Today,Heather Witte

    Evaluating Your Wants and Needs as a Homebuyer Matters More Today

    When it comes to purchasing a home, especially in today's challenging affordability landscape, it's important to be strategic. The interest rates on mortgages directly affect the cost of borrowing for your home loan. To counterbalance the higher borrowing expenses, some homebuyers are reassessing th

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  • Where Will You Go If You Sell? Newly Built Homes Might Be the Answer.,Heather Witte

    Where Will You Go If You Sell? Newly Built Homes Might Be the Answer.

    Concerned about selling your house due to the challenge of finding your next home in today's market? Don't worry! There's good news that can ease your concerns. New home construction is booming and has become a significant part of the housing inventory. This means that when you decide to put your ho

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  • Lending Standards Are Not Like They Were Leading Up to the Crash,Heather Witte

    Lending Standards Are Not Like They Were Leading Up to the Crash

    The current housing market bears little resemblance to the 2008 crash, and one key factor is the transformation of lending standards. Let's explore how these standards have evolved over the years. The Mortgage Credit Availability Index (MCAI): The Mortgage Bankers Association (MBA) releases the MCAI

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