• Lending Standards Are Not Like They Were Leading Up to the Crash,Heather Witte

    Lending Standards Are Not Like They Were Leading Up to the Crash

    The current housing market bears little resemblance to the 2008 crash, and one key factor is the transformation of lending standards. Let's explore how these standards have evolved over the years. The Mortgage Credit Availability Index (MCAI): The Mortgage Bankers Association (MBA) releases the MCAI

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  • Homeownership Helps Protect You from Inflation,Heather Witte

    Homeownership Helps Protect You from Inflation

    Rising Rents and Inflation: During inflation, rents tend to increase as landlords pass on rising costs to tenants. Survey results indicate that a significant number of landlords plan to raise rents in the next year, potentially burdening renters with escalating expenses.       2. Stability of Housin

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  • Eco-Friendly, Energy-Efficient Homes Attract Buyers,Heather Witte

    Eco-Friendly, Energy-Efficient Homes Attract Buyers

    Thinking of selling your house? You'll be surprised to know how much buyers value energy efficiency and eco-friendly features nowadays. According to the 2023 Realtors and Sustainability Report by the National Association of Realtors (NAR), 48% of agents have noticed consumer interest in sustainabili

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